Indirect Credit Analyst
Company: First Investors Financial Services, Inc.
Posted on: May 16, 2022
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Stellantis F inancial Services, Inc. is the new captive finance
company for one of the top ten auto companies in the country. We
have several positions available and opportunities to advance your
career as we grow from 350 to 3000 employees over the next five
years. Come join our team and contribute to the core of our mission
which is enhancing our customer's experience.
Summary Evaluates credit and other relevant data to determine the
credit risk of potential customers. Makes recommendations, issues
approvals and declines credit requests in accordance with
Stellantis Financial Services credit risk policies, compliance
guidelines and profitability models.
Essential Duties and Responsibilities include the following. Other
duties may be assigned.
Reviews and evaluates all credit reports in commonly used formats
as well as any format unique to FIFS.
Accurately applies credit policies, in accordance with FCRA, across
multiple product lines for various loan types.
Works with Loan Officer II and Senior Loan officers and seeks
assistance in order to understand the program and make sound credit
Utilizes phone, fax and web based tools to complete verifications
as deemed necessary.
Manages exceptions to published credit authority using judgment and
experience to produce risk outcomes within company
Completes final disposition on credit applications or forwards to
appropriate level of authority for final approval.
Communicates loan application outcomes to dealer via phone, email
or other appropriate means and follows-up with calls to solicit
Ensures responses to dealers are issued within established service
Makes outbound and handles inbound calls to negotiate final terms
of contracts with both our dealer customer and the DRM.
Participates in targeted outbound call campaigns as time permits,
in coordination with the DRM's in an effort to cultivate long-term
Works directly with the Funding department and DRM's to resolve
credit and verification issues that arise in funding.
Utilizes daily reports and other data to provide support to the DRM
in training and managing FIFS' relationship with our dealer
Complies with all company policies and procedures.
This position involves regular access to specified personal
information of consumers, including, but not limited to, Social
Security numbers and dates of birth.
Qualifications To perform this job successfully, an individual must
be able to perform each essential duty satisfactorily. The
requirements listed below are representative of the knowledge,
skill, and/or ability required. Reasonable accommodations may be
made to enable individuals with disabilities to perform the
Education and/or Experience The knowledge, skills and abilities
typically acquired through the completion of a high school diploma
and or/GED. External candidates must have 1 to 3 years relative
consumer finance experience..
Skills Ability to calculate figures and amounts such as discounts,
interest, commissions, proportions, percentages, and volume.
Ability to calculate figures and amounts relative to installment
contracts and interpret pay check information.
Ability Able to apply common sense understanding to carry out
instructions furnished in written, oral, or diagram form. Ability
to derive conclusions and make recommendations beyond the scope of
written policies or standard guidelines.
Stellantis Financial Services, Inc. (SFS) is an equal opportunity
employer and is committed to providing its employees an environment
that is free of harassment, discrimination and intimidation. It is
the policy of SFS to comply with all applicable employment laws and
regulations and to provide equal opportunity for all qualified
persons and to not discriminate against any employee or applicant
for employment because of race, color, religion, sex, age, national
origin, disability, pregnancy, sexual orientation, veteran status,
gender identity, change of sex, and/or transgender status or any
protected status. Candidates must possess authorization to work in
the United States
Keywords: First Investors Financial Services, Inc., Atlanta , Indirect Credit Analyst, Professions , Atlanta, Georgia
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