Quality Control Analyst

Company: American Residential Lending
Location: Atlanta
Posted on: April 10, 2021

Job Description:

Quality Control Analyst- Full Remote American Residential Lending is a multi-state mortgage services company, providing loan solutions for borrowers seeking financing. Our company is committed to offering our clients the most competitive rates on the market and unrivaled customer support and retention. Our fully licensed mortgage professionals have vast experience in the financial services industry and work with borrowers of all credit profiles. We carefully look at each client's loan scenario and present the best options from our comprehensive suite of loan products. This includes FHA financing, USDA financing, conventional financing, refinancing, jumbo loans, VA loans, and reverse mortgages - just to name a few. Currently licensed in 25 states, American Residential Lending is expanding quickly. We are dedicated to upholding the highest ethical industry standards, but most of all, we are dedicated to ensuring a smooth, successful client experience. American Residential Lending is hiring a Quality Control Analyst Basic Qualifications:

• High School Diploma or GED or equivalent certification Full Time benefits summary:
  • Medical, Dental, Vision Insurance Options
  • Paid Time Off and Paid Holidays
  • Company Paid Life Insurance, Short Term & Long Term Disability
  • 401(k) with employer match Job Requirements:
    • Primary responsibilities include, but are not limited to:
      • Analyze loan documentation for accuracy and completeness, identify risk deficiencies, and assess adherence to regulatory and other compliance requirements.
      • Conducts required quality reviews for loans, prior to sending for closing. This includes reviewing loan files for completeness and accuracy; analyzing assets, credit, and income, documents; reviewing title reports and appraisals. For both automatic and manually approved loans.
      • Position requires the ability to review loans with an eye for detail. Auditor is expected to review multiple files daily containing numerous loan documents and conditions. Reviews will include Conventional and Government loan types.
      • Respond to questions to address issues on outstanding items required for loan approval.
      • Ability to give instructive and effective feedback, both in written and verbal form, to solve issues with the loans
      • Validate "conditions received" to ensure loan meets investor guidelines.
      • Stays current on specific investor requirements for loan purchase and insuring. Ideal candidates will meet the following requirements:
        • 3+ years' experience in underwriting or pre closing quality control reviewing of FHA, VA, and higher risk Conventional Loans
        • Holds a current FHA Chums (Preferred FHA Chums and VA SAR)
        • Strong organizational skills
        • Must be detail---oriented and work well within fixed deadlines
        • Strong, effective communication
        • Must be comfortable working on projects and tasks alone, but within a team environment
        • Multi---tasking required
        • Proficient with Microsoft Office, primarily Outlook, Excel and Word.
        • Experience with working remotely, outside of the current Covid climate

Keywords: American Residential Lending, Atlanta , Quality Control Analyst, Professions , Atlanta, Georgia