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Mortgage Loan Originator

Company: Georgia's Own Credit Union
Location: Decatur
Posted on: November 23, 2021

Job Description:

If you would enjoy working in a dynamic environment and are looking for an opportunity to become part of a stellar team of professionals dedicated to service, we invite you to apply online today. SUMMARY: Proactively seek new members. Maintain active pipeline. Assist intermediaries and prospective members with their mortgage lending needs in an efficient, accurate, and professional manner. This includes but is not limited to answering general questions, pre-qualification, new loan origination and processing support.ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. Proactively solicit mortgage referrals from internal sources (branches, member services, new business development, etc.) Act as subject matter expert for new and existing members. Originate 1st mortgage loans via face to face and telephone sales presentations. Review/Follow Up on 1st Mortgage Loan Referrals. Conduct and participate in mortgage related promotional events, activities and seminars. Respond to member inquiries and provide consultative services. Take complete applications only. Complete all assigned Compliance review requests and submit assigned supporting requests such as locks in the time frame allotted. Work with Loan Processors and underwriters to build teamwork through communication. Meet all loan production, service, and quality goals through proactive and responsive self sourcing and pipeline management activities. Maintain a strong working knowledge of current trends, compliance requirements, and other industry changes. EDUCATIONAL AND WORK EXPERIENCE REQUIREMENTS: Most recent 2 years of production including experience with conventional salable purchase money loans and purchase transactions from external referral sources preferred. Must have and be eligible to maintain an active NMLS License Number. Minimum of 5 years--- experience in residential lending preferred. OTHER JOB QUALIFICATIONS: Must have documented current referral sources. Strong knowledge of FANNIE MAE/FREDDIE MAC and FHA Guidelines. Demonstrated knowledge and practical experience in applying credit risk principles to lending recommendations. Knowledge and practical experience in applying credit risk principles to lending recommendations. Demonstrated knowledge and understanding of financial services related products and overall financial services operations. Fluent in English/Spanish preferred. PHYSICAL REQUIREMENTS: To perform this job successfully, the employee must be able to perform each essential job duty satisfactorily.All employees must be able to communicate face to face or through technology with or without reasonable accommodation.Employee will be in an office environment (well-lighted, heated and air-conditioned) typically stationed at a desk or table.Employee will be asked to sit and stand for various increments of time, and to lift/push up 10 lbs.Clerical office duties on various forms of technology are required.Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions. All positions that have lending responsibilities must comply with all requirements under the SAFE ACT, as well as the union---s policies and procedures related to the SAFE ACT.This includes an obligation on the employee---s part to ensure that NMLA registration pertaining to the SAFE ACT is kept current.The employee must notify the credit union within 30 days of any changes that need to be reflected on the NMLS Registry. Georgia---s Own Credit Union is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.Consistent with obligations under federal law, every company that is a federal contractor or subcontractor is committed to taking affirmative action to employ and advance women, minorities, disabled veterans, special disabled veterans, veterans of the Vietnam era, and other eligible veterans. We are an equal opportunity employer. Employment selection and related decisions are made without regard to sex, race, age, disability, religion, national origin, color or any other protected class.

Keywords: Georgia's Own Credit Union, Atlanta , Mortgage Loan Originator, Other , Decatur, Georgia

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