Fraud Decisioning Leader

Company: Equifax, Inc.
Location: Atlanta
Posted on: April 10, 2021

Job Description:

Who is Equifax?--At Equifax, we believe knowledge drives progress. As a global data, analytics and technology company, we play an essential role in the global economy by helping employers, employees, financial institutions and government agencies make critical decisions with greater confidence.--We work to help create seamless and positive experiences during life's pivotal moments: applying for jobs or a mortgage, financing an education or buying a car. Our impact is real and to accomplish our goals we focus on nurturing our people for career advancement and their learning and development, supporting our next generation of leaders, maintaining an inclusive and diverse work environment, and regularly engaging and recognizing our employees. Regardless of location or role, the individual and collective work of our employees makes a difference and we are looking for talented team players to join us as we help people live their financial best.The Perks of being an Equifax Employee?

• We offer excellent compensation packages with market competitive pay, comprehensive healthcare packages, 401k matching, schedule flexibility, work from home opportunities, paid time off, and organizational growth potential.
• Grow at your own pace through online courses at Learning @ Equifax.What You'll Do We are looking to add an experienced leader and manager to Equifax's evolving area of Authentication and Fraud Prevention. The team performs advanced analytics across large datasets to improve the performance of authentication for the business units and products supported by the risk platform. Equifax has developed an authentication engine using large technical teams, a strong group of data scientists and analysts, experienced fraud thought leadership, and dedicated monitoring and review personnel. This risk and authentication platform validates and protects Equifax data accessed directly by consumers through multiple channels. We are hiring a leader to manage and guide the team that owns the rules and models (the decisioning) governing the risk and trust outcomes leading to an authentication decision. This leader will leverage a strong analytical and fraud/risk background to guide a growing team to make strong data driven decisions within the context of fraud behavior to improve KPIs. The leader will work closely with technology, product, and operations teams to identify ways to enhance fraud infrastructure, tools, and processes to enable a secure and seamless experience for our customers while managing fraud loss and addressing existing and emerging fraud trends.
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  • Use a data-driven approach to understand fraud risk and design effective application, transaction, and payment authentication/fraud prevention approaches
  • Execute changes to the fraud strategy (requires directing a team working with Python, R or similar languages)
  • Establish the appropriate analytical environment and reporting to ensure comprehensive fraud coverage
  • Work directly with the Customer Operations leadership team responsible for execution of the fraud strategy
  • Incorporate direct feedback from manual review on suspicious transactions to improve decisioning approach
  • Research and remain current on the latest industry fraud trends and recommend tools, services, and practices for improvement
  • Identify and develop process improvements/automation to maximize efficiency of fraud detection activities as required
  • Review, evaluate, and drive selection of new data and risk vendors or technologies to enhance the fraud strategy and mitigate emerging risks
  • Define and drive the strategy to scale the decisioning approach across many internal and external users from both a ruleset/model and team perspective
  • Work closely with technical teams to drive improvements to decisioning, consumer performance, and/or data source integration; partner with technical teams on building and validating decisioning on new customers and features
  • The position requires an experienced fraud professional with a passion for growth, strong attention to detail, excellent written and verbal communication and an ability to build relationships across internal and external teams. ---Qualifications:
    • Motivated by challenges and the opportunity to build a market leading approach to authentication, drive company revenue, and support continuous approval cycles
    • Ability to manage a large team of direct and non-direct reports implementing new decisioning logic and continued improvements to the existing rule set
    • 5+ years fraud and or authentication experience owning and leading approach
    • Strong analytical background working with large data sets including strong SQL abilities
    • Team management experience, proven capacity to evaluate and hire talent
    • History of working directly with data science team on model development supported by a working knowledge of machine learning and/or other advanced data mining techniques leveraging such languages as Python/R/Java, etc.
    • Experience with statistical modeling techniques including matching algorithm, time-series analysis, user profiling, clustering and classification Extra Points for any of the Following
      • Advanced data analytics in a big data environment within a risk & fraud function is ideal
      • College degree required, advanced degree in analytical field a plus
      • Big data, graph database, and related experience a plus
      • Agile environment experience a plus ------Success Attributes of an Equifax employee; does this describe you?
        • Accountability
        • Bravery
        • Curiosity
        • Collaboration
        • Think and act differently
        • Trust
        • Ownership
        • Decide-Execute-ShipWe are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.If this sounds like somewhere you want to work, don't delay, apply today - we're looking for you! Primary Location: USA-Atlanta-One-Atlantic-Center Function:Function - Security Governance and ComplianceSchedule:Full time Posted 18 Days Ago Full time J00111193 About Us Equifax powers the financial future of individuals and organizations around the world. Using the combined strength of unique trusted data, technology and innovative analytics, Equifax has grown from a consumer credit company into a leading provider of insights and knowledge that helps its customers make informed decisions. The company organizes, assimilates and analyzes data on more than 600 million consumers and more than 80 million businesses worldwide, and its databases includes employee data contributed from more than 5000 employers. Headquartered in--Atlanta, Ga.,--Equifax--operates or has investments in 21 countries in North America, Central and South America, Europe and the Asia Pacific region. It is a member of--Standard & Poor's--(S&P) 500-- Index, and its common stock is traded on the--New York Stock Exchange--(NYSE) under the symbol EFX.--Equifax employs approximately 9,200 employees worldwide. Some noteworthy achievements for the company include: Ranked 13 on the American Banker FinTech Forward list (2015); named a Top Technology Provider on the FinTech 100 list (2004-2015); named an InformationWeek Elite 100 Winner (2014-2015); named a Top Workplace by Atlanta Journal Constitution (2013-2015); named one of Fortune's World's Most Admired Companies (2011-2015); named one of Forbes' World's 100 Most Innovative Companies (2015 - 2017). For more information, visit www.equifax.com Equifax is an Equal Opportunity employer, and qualified applicants will receive consideration for employment without regard to race, color, religion, ancestry, age, sex/gender, sexual orientation, gender identity or expression, service in the Armed Forces, protected veteran status, national origin, physical or mental disability, genetic information, citizenship status or any other status protected by law.

Keywords: Equifax, Inc., Atlanta , Fraud Decisioning Leader, Other , Atlanta, Georgia