Specialist, Group Underwriting (Supplemental Health & Dental)

Company: Lincoln Financial Group
Location: Atlanta
Posted on: May 16, 2022

Job Description:

**Alternate Locations:** Work from Home; Atlanta, GA (Georgia); Boston, MA (Massachusetts); Charlotte, NC (North Carolina); Dover, NH (New Hampshire); Omaha, NE (Nebraska); Phoenix, AZ (Arizona)**Work Arrangement:** Work from Home**Relocation assistance:** : is not available for this opportunity.**Pay Range:** $48,900 - $103,600**Bonus Potential:** 5%**Requisition #:** 68634**The Role at a Glance**This position will perform and deliver on routine assignments / projects while simultaneously leveraging and applying knowledge within the Underwriting function. This role will assess financial risks related to insurance products, determine price at which LFG will accept risks, alter coverage plans/levels based on risk & pricing, and bind LFG in transactions for insurance products. You will determine whether to accept or reject a risk based on their analysis of the customer's information.**What you'll be doing**+ Reviews requests for proposals/coverage(s) for Supplemental Health (Accident, Critical Illness & Hospital Indemnity) and Dental with 500+ lives for new business and renewals.+ Recommends potential modifications in coverage(s) and/or coverage levels on insurance products based on customer's price range.+ Adds amendments/ACRs for their assigned lines of coverage and segment.+ Analyzes customer data & information (e.g., experience rating, loss-history, incident rates, severity rates, prior price history, actuarial reports, etc.) to determine the price, within target ranges, at which to accept risks posed by sales.+ Analyzes financial health, performance, operations, and personnel levels of customers to determine if additional safeguards or conditions should be included in pricing and risk assessment.+ Determines if requests for coverage should be rejected based on their risk assessment.+ Binds LFG in financial transactions within their scope of authority by committing LFG to provide insurance coverage at their determined rates.+ Collaborates with more senior underwriters to analyze information to prepare new business proposals, amendments, and suggested renewal action for potential release.+ Liaises with operational teams to ensure accurate preparation of plans with appropriate coverage level(s) & pricing.+ Develops and maintains relationships with assigned field offices.+ Identifies and communicates to management process improvements that reduce workloads or improve quality.+ Adheres to departmental and compliance documentation and reporting requirements.+ Assists with other assignments/projects as needed during peak and off-seasons.+ Maintains knowledge on current and emerging developments/trends, assesses the impact, and collaborates with management to incorporate new trends and developments in current and future solutions.+ Promotes and enhances organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives within assigned area(s) of responsibility.**What we're looking for**+ 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's) (Minimum Required)+ 1 - 3+ Years of Supplemental Health and/or Dental underwriting experience directly aligned to the specific responsibilities for this role. (Required)**What's it like to work here?**At Lincoln Financial Group, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.**What's in it for YOU:**+ A clearly defined career framework to help you successfully manage your career+ Leadership development and virtual training opportunities+ PTO/parental leave+ Competitive 401K and employee benefits (https://hrdirectdocs.lfg.com/misc/HR/Recruiting/BenefitsResourcesGuide.pdf)+ Free financial counseling, health coaching and employee assistance program+ Tuition assistance program+ A leadership team that prioritizes your health and well-being; offering a remote work environment and flexible work hybrid situations+ Effective productivity/technology tools and training**Work Arrangement**Work from Home : Employees will work from home and are not required to work in a Lincoln office on a regular basis.**Lincoln will evaluate the following when setting the successful candidate's wage rate:**--- Prior work or industry experience.--- Education level to the extent education is relevant to the position.--- Unique skills**About The Company**Lincoln Financial Group, a Fortune 200 company with over 10,000 employees, provides advice and solutions that help empower Americans to take charge of their financial lives with confidence. Our core business areas - Life Insurance, Annuities, Retirement Plan Services and Group Protection - focus on supporting, preserving and enhancing over 17 million customer's lifestyles and retirement outcomes.Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. The company had $324 billion in end-of-period account values as of June 30, 2021.Ranked one of the Best Large Employers in America and Best Employers for Women by _Forbes_ magazine as well as one of _Newsweek's_ Most Responsible Companies, Lincoln Financial Group makes a serious investment in our employees' futures through a broad range of wealth accumulation and protection plans, health and wellness programs, and career development resources designed to help each individual reach their personal and professional goals.Lincoln is committed to creating a diverse and inclusive (https://www.lfg.com/public/aboutus/companyoverview/diversityinclusion?audience\_page\_id=1422918942386) environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.Lincoln Financial Group is a committed corporate citizen included on major sustainability indices including the Dow Jones Sustainability Index North America and FTSE4Good. Dedicated to diversity and inclusion, we earned perfect 100 percent scores on the Corporate Equality Index and the Disability Equality Index. Follow us on Facebook (http://www.facebook.com/lincolnfinancialgroup) , Twitter (https://mobile.twitter.com/lincolnfingroup) , LinkedIn (https://www.linkedin.com/company/4307?trkInfo=tas%3Alincoln+financial%2Cidx%3A3-1-3=tyah) , and Instagram (https://www.instagram.com/lincolnfingroup/) . Sign up for email alerts at http://newsroom.lfg.com**Be Aware of Fraudulent Recruiting Activities**If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at fraudhotline@lfg.com if you encounter a recruiter or see a job opportunity that seems suspicious.**Additional Information**This position may be subject to Lincoln's Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln's current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.Any unsolicited resumes/candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial Group are considered property of Lincoln Financial Group and are not subject to payment of agency fees.Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.This Employer Participates in E-Verify. See the E-Verify (https://www.e-verify.gov) notices.Este Empleador Participa en E-Verify. Ver el E-Verify (https://www.e-verify.gov/es) avisos.Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.

Keywords: Lincoln Financial Group, Atlanta , Specialist, Group Underwriting (Supplemental Health & Dental), Healthcare , Atlanta, Georgia