Specialist, Group Underwriting (Supplemental Health & Dental)
Company: Lincoln Financial Group
Location: Atlanta
Posted on: May 16, 2022
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Job Description:
**Alternate Locations:** Work from Home; Atlanta, GA (Georgia);
Boston, MA (Massachusetts); Charlotte, NC (North Carolina); Dover,
NH (New Hampshire); Omaha, NE (Nebraska); Phoenix, AZ
(Arizona)**Work Arrangement:** Work from Home**Relocation
assistance:** : is not available for this opportunity.**Pay
Range:** $48,900 - $103,600**Bonus Potential:** 5%**Requisition
#:** 68634**The Role at a Glance**This position will perform and
deliver on routine assignments / projects while simultaneously
leveraging and applying knowledge within the Underwriting function.
This role will assess financial risks related to insurance
products, determine price at which LFG will accept risks, alter
coverage plans/levels based on risk & pricing, and bind LFG in
transactions for insurance products. You will determine whether to
accept or reject a risk based on their analysis of the customer's
information.**What you'll be doing**+ Reviews requests for
proposals/coverage(s) for Supplemental Health (Accident, Critical
Illness & Hospital Indemnity) and Dental with 500+ lives for new
business and renewals.+ Recommends potential modifications in
coverage(s) and/or coverage levels on insurance products based on
customer's price range.+ Adds amendments/ACRs for their assigned
lines of coverage and segment.+ Analyzes customer data &
information (e.g., experience rating, loss-history, incident rates,
severity rates, prior price history, actuarial reports, etc.) to
determine the price, within target ranges, at which to accept risks
posed by sales.+ Analyzes financial health, performance,
operations, and personnel levels of customers to determine if
additional safeguards or conditions should be included in pricing
and risk assessment.+ Determines if requests for coverage should be
rejected based on their risk assessment.+ Binds LFG in financial
transactions within their scope of authority by committing LFG to
provide insurance coverage at their determined rates.+ Collaborates
with more senior underwriters to analyze information to prepare new
business proposals, amendments, and suggested renewal action for
potential release.+ Liaises with operational teams to ensure
accurate preparation of plans with appropriate coverage level(s) &
pricing.+ Develops and maintains relationships with assigned field
offices.+ Identifies and communicates to management process
improvements that reduce workloads or improve quality.+ Adheres to
departmental and compliance documentation and reporting
requirements.+ Assists with other assignments/projects as needed
during peak and off-seasons.+ Maintains knowledge on current and
emerging developments/trends, assesses the impact, and collaborates
with management to incorporate new trends and developments in
current and future solutions.+ Promotes and enhances organizational
initiatives by positively influencing and supporting change
management and/or departmental/enterprise initiatives within
assigned area(s) of responsibility.**What we're looking for**+ 4
Year/Bachelor's degree or equivalent work experience (4 years of
experience in lieu of Bachelor's) (Minimum Required)+ 1 - 3+ Years
of Supplemental Health and/or Dental underwriting experience
directly aligned to the specific responsibilities for this role.
(Required)**What's it like to work here?**At Lincoln Financial
Group, we love what we do. We make meaningful contributions each
and every day to empower our customers to take charge of their
lives. Working alongside dedicated and talented colleagues, we
build fulfilling careers and stronger communities through a company
that values our unique perspectives, insights and contributions and
invests in programs that empower each of us to take charge of our
own future.**What's in it for YOU:**+ A clearly defined career
framework to help you successfully manage your career+ Leadership
development and virtual training opportunities+ PTO/parental leave+
Competitive 401K and employee benefits
(https://hrdirectdocs.lfg.com/misc/HR/Recruiting/BenefitsResourcesGuide.pdf)+
Free financial counseling, health coaching and employee assistance
program+ Tuition assistance program+ A leadership team that
prioritizes your health and well-being; offering a remote work
environment and flexible work hybrid situations+ Effective
productivity/technology tools and training**Work Arrangement**Work
from Home : Employees will work from home and are not required to
work in a Lincoln office on a regular basis.**Lincoln will evaluate
the following when setting the successful candidate's wage
rate:**--- Prior work or industry experience.--- Education level to
the extent education is relevant to the position.--- Unique
skills**About The Company**Lincoln Financial Group, a Fortune 200
company with over 10,000 employees, provides advice and solutions
that help empower Americans to take charge of their financial lives
with confidence. Our core business areas - Life Insurance,
Annuities, Retirement Plan Services and Group Protection - focus on
supporting, preserving and enhancing over 17 million customer's
lifestyles and retirement outcomes.Headquartered in Radnor,
Pennsylvania, Lincoln Financial Group is the marketing name for
Lincoln National Corporation (NYSE: LNC) and its affiliates. The
company had $324 billion in end-of-period account values as of June
30, 2021.Ranked one of the Best Large Employers in America and Best
Employers for Women by _Forbes_ magazine as well as one of
_Newsweek's_ Most Responsible Companies, Lincoln Financial Group
makes a serious investment in our employees' futures through a
broad range of wealth accumulation and protection plans, health and
wellness programs, and career development resources designed to
help each individual reach their personal and professional
goals.Lincoln is committed to creating a diverse and inclusive
(https://www.lfg.com/public/aboutus/companyoverview/diversityinclusion?audience\_page\_id=1422918942386)
environment and is proud to be an equal opportunity employer. All
qualified applicants will receive consideration for employment
without regard to race, color, religion, gender, gender identity or
expression, sexual orientation, national origin, genetics,
disability, age, or veteran status.Lincoln Financial Group is a
committed corporate citizen included on major sustainability
indices including the Dow Jones Sustainability Index North America
and FTSE4Good. Dedicated to diversity and inclusion, we earned
perfect 100 percent scores on the Corporate Equality Index and the
Disability Equality Index. Follow us on Facebook
(http://www.facebook.com/lincolnfinancialgroup) , Twitter
(https://mobile.twitter.com/lincolnfingroup) , LinkedIn
(https://www.linkedin.com/company/4307?trkInfo=tas%3Alincoln+financial%2Cidx%3A3-1-3=tyah)
, and Instagram (https://www.instagram.com/lincolnfingroup/) . Sign
up for email alerts at http://newsroom.lfg.com**Be Aware of
Fraudulent Recruiting Activities**If you are interested in a career
at Lincoln, we encourage you to review our current openings and
apply on our website. Lincoln values the privacy and security of
every applicant and urges all applicants to diligently protect
their sensitive personal information from scams targeting job
seekers. These scams can take many forms including fake employment
applications, bogus interviews and falsified offer letters.Lincoln
will not ask applicants to provide their social security numbers,
date of birth, bank account information or other sensitive
information in job applications. Additionally, our recruiters do
not communicate with applicants through free e-mail accounts
(Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat
rooms. We will never ask applicants to provide payment during the
hiring process or extend an offer without conducting a phone, live
video or in-person interview. Please contact Lincoln's fraud team
at fraudhotline@lfg.com if you encounter a recruiter or see a job
opportunity that seems suspicious.**Additional Information**This
position may be subject to Lincoln's Political Contribution Policy.
An offer of employment may be contingent upon disclosing to Lincoln
the details of certain political contributions. Lincoln may decline
to extend an offer or terminate employment for this role if it
determines political contributions made could have an adverse
impact on Lincoln's current or future business interests,
misrepresentations were made, or for failure to fully disclose
applicable political contributions and or fundraising
activities.Any unsolicited resumes/candidate profiles submitted
through our web site or to personal e-mail accounts of employees of
Lincoln Financial Group are considered property of Lincoln
Financial Group and are not subject to payment of agency
fees.Lincoln Financial Group ("LFG") is an Equal Opportunity
employer and, as such, is committed in policy and practice to
recruit, hire, compensate, train and promote, in all job
classifications, without regard to race, color, religion, sex
(including pregnancy), age, national origin, disability, sexual
orientation, gender identity and expression, Veteran status, or
genetic information. Applicants are evaluated on the basis of job
qualifications. If you are a person with a disability that impedes
your ability to express your interest for a position through our
online application process, or require TTY/TDD assistance, contact
us by calling 260-455-2558.This Employer Participates in E-Verify.
See the E-Verify (https://www.e-verify.gov) notices.Este Empleador
Participa en E-Verify. Ver el E-Verify
(https://www.e-verify.gov/es) avisos.Lincoln Financial Group
("LFG") is an Equal Opportunity employer and, as such, is committed
in policy and practice to recruit, hire, compensate, train and
promote, in all job classifications, without regard to race, color,
religion, sex (including pregnancy), age, national origin,
disability, sexual orientation, gender identity and expression,
veterans status, or genetic information. Opportunities throughout
LFG are available to employees and applicants and are evaluated on
the basis of job qualifications. We have a drug free work
environment and we perform pre-employment substance abuse
testing.
Keywords: Lincoln Financial Group, Atlanta , Specialist, Group Underwriting (Supplemental Health & Dental), Healthcare , Atlanta, Georgia
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