SVP Credit Portfolio Group Manager (hybrid)
Company: Citi
Location: Clarkston
Posted on: August 7, 2022
Job Description:
Citi Retail Services provides consumer and commercial credit
card products, both private label and co-branded, to retailers and
their clients across North America. The business serves nearly 75
million accounts for a number of iconic brands, including Best Buy,
ExxonMobil, Macy's, Sears, Shell, and The Home Depot. In addition
to credit services, Citi Retail Services distinguishes itself by
offering cutting-edge digital options, multi-channel retailing
expertise and industry-leading analytics capabilities that help
retailers grow their businesses. - -The Credit Portfolio Group
Manager is a senior management-level position that resides within
the Citi Risk Management department and is responsible for the
acquisition strategies across all partnerships including The Home
Depot, Macy's, Best Buy , among others.--- As part of the Citi
Retail Services Risk Management team, the successful candidate will
lead a team of Risk analysts responsible for analyzing and
executing ideas and initiatives designed to achieve business growth
and loss mitigation goals. This role involves driving credit risk
initiatives within new account origination risk management and
partner with credit operations and fraud to capture, prioritize and
implement their initiatives within credit risk strategies.---The
ideal candidate will have several years of credit risk management
experience managing a team of analysts, strong statistical and data
analysis skills, SAS skills, and the ability to derive rigorous
segmentation results based on business knowledge and objective
judgment of the balance between risk and reward for the portfolio.
This position will have high cross-functional and partner
interactions and requires strong interpersonal skills.
-Responsibilities:
- Lead and develop a team of risk analysts and manage
complex/critical/large professional disciplinary areas
- Lead risk financial forecasting efforts for credit tests and
changes
- Develop, test, optimize and implement credit/valuation
policies
- Manage risk levels for the entire credit/valuation spectrum
across multiple products and retail formats consistent with program
financial goals
- Track and report on initiatives, performance results, emerging
trends and opportunities to senior management
- Establish cross-functional partnerships and networks in order
to support the execute cross-functional and business
initiatives
- Appropriately assess risk when business decisions are made,
demonstrating particular consideration for the firm's reputation
and safeguarding Citigroup, its clients and assets, by driving
compliance with applicable laws, rules and regulations, adhering to
Policy, applying sound ethical judgment regarding personal
behavior, conduct and business practices, and escalating, managing
and reporting control issues with transparency, as well as
effectively supervise the activity of others and create
accountability with those who fail to maintain these standards
- Understand applicable credit policies, industry regulations and
the requisite impact of those governance items on initiatives
-Qualifications:The ideal candidate will have 10+ years experience
in a large, sophisticated credit granting or risk management
organization within a major consumer card, financial services,
retailing or consulting business. A strong analytical orientation,
and an appreciation for broad-based risk issues and a familiarity
with operations are desired. In addition, the successful candidate
will possess and be able to exhibit the following skills and
requirements: -
- BA/BS Degree with specialization in Business, Statistics,
Mathematics, Engineering or Economics.--- Masters degree preferred
-
- 10+ years experience in financial services, preferably in Risk
Management---
- Extensive coursework / experience in quantitative & statistical
analysis in consumer credit risk will be a plus
- Experience building credit policy strategies, preferably on a
credit card portfolio -
- The ability to apply credit and risk principles toward business
objectives - -
- Excellent overall business judgment and solid management skills
-
- Strong interpersonal, analytical and problem solving skills
-
- Proven skills to manage effectively across cross functional
areas in a matrix-organization - -
- The candidate must demonstrate strong organizational skills,
have strong multi-tasking ability and an ability to learn and apply
new skills quickly -
- Understanding of Consumer Credit Profit & Loss Drivers
preferred -
- Experience in Statistical Tools - SAS, SQL, Python, Knowledge
Studio -
- Demonstrated accountability for delivery of a full range of
services to one or more businesses/geographic regions -
- Consistently demonstrate clear and concise written and verbal
communication -
- Excellent written and verbal communication skills, and able to
prepare presentations for executive level audience - -
- Demonstrated ability to synthesize, prioritize and drive
results with urgency -
- Ability to obtain support and buy-in across a wide range of
internal and external audiencesEducation:
- Bachelor's degree/University degree or equivalent
experience
- Master's degree
preferred-------------------------------------------------Job
Family Group: Risk
Management-------------------------------------------------Job
Family:Credit & Portfolio Risk
Management------------------------------------------------------Time
Type:Full
time------------------------------------------------------Citi is
an equal opportunity and affirmative action employer.Qualified
applicants will receive consideration without regard to their race,
color, religion, sex, sexual orientation, gender identity, national
origin, disability, or status as a protected veteran.Citigroup Inc.
and its subsidiaries ("Citi") invite all qualified interested
applicants to apply for career opportunities. If you are a person
with a disability and need a reasonable accommodation to use our
search tools and/or apply for a career opportunity review .View the
"" poster. View the .View the .View the
-----------------------------Effective November 1, 2021, Citi
requires that all successful applicants for positions located in
the United States or Puerto Rico be fully vaccinated against
COVID-19 as a condition of employment and provide proof of such
vaccination prior to commencement of employment.
Keywords: Citi, Atlanta , SVP Credit Portfolio Group Manager (hybrid), Executive , Clarkston, Georgia
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