Risk Management- Lead Credit Officer- Vice President

Company: JPMorganChase
Location: Atlanta
Posted on: April 2, 2026

Job Description:

Description As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class. As a Lead Credit Risk Manager -Vice President on the Asset Based Lending team, you are responsible for managing an assigned portfolio of Commercial and Specialized Industries (C&SI) clients who have Asset Based loans and all other related exposure. Credit Risk Managers lead the client credit relationship with C&SI bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with clients, other product partners, internal and external legal counsel, lenders, consultants and investors. Job Responsibilities Lead all aspects of the credit relationship, including credit analysis, financial modeling and coordinating credit approval for all products including loans, derivatives, leases and cash management Proactively support and enhance client relationships Assign and assess internal ratings, risk assessment and risk mitigation. Recommend changes in structure or account management strategy to address negative trends. Assess monthly, quarterly and annual financial statements and borrowing base reporting Provide leadership in structuring and negotiating Credit Agreements, amendments and waivers. Manage and monitor loan products including affirmative, negative and financial covenant compliance. Manage ongoing communication with bank group members as well as with other team members. Interpret collateral appraisals and field exams. Ongoing monitoring of collateral trends and liquidity, establishing reserves and recommending appropriate course of action to address issues Effectively challenge Banking Teams, partner with Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations Communicate with Senior Management, respond to regulatory requests and maintain internal credit files Train and mentor junior team members Required Qualifications, Capabilities and Skills Strong understanding of capital markets, financing structures, derivatives and cash management products as well as related documentation Excellent communication skills - both written and verbal Ability to multitask in a fast paced environment Preferred Qualifications, Capabilities and Skills Bachelor's degree in Accounting or Finance preferred Minimum 6 years of experience in Risk and Asset Based financing knowledge strongly preferred

Keywords: JPMorganChase, Atlanta , Risk Management- Lead Credit Officer- Vice President, Accounting, Auditing , Atlanta, Georgia